
CREATE A BUDGET, START IMMEDIATELY
When I was younger, the idea of investing, saving, or even planning for retirement, always led to the thought "I still have a lot of time for that". And maybe I do, but what I learned at the Retirement Planning Seminar by NICO is that the longer I wait to start saving, the more I will have to save later. Last week I introduced you to the Ndalamas, who also attended the seminar. What they picked...

RETIREMENT PLANNING: WHY SHOULD YOU EVEN BOTHER?
As I grow older (and wiser), retirement starts to hit home a lot harder than it did when I was 25 years old. It has moved from being a vague possibility to a definite reality. There are several issues associated with this big and unavoidable life stage. What would I like my life to look like by the time I retire? Am I doing enough to prepare for it? Do I have enough time to prepare for it? And...